:root{
  --bg:#fff;--grey-50:#f9fafb;--grey-100:#f2f4f6;--grey-200:#e5e8eb;--grey-300:#d1d6db;--grey-400:#b0b8c1;
  --grey-500:#8b95a1;--grey-600:#6b7684;--grey-700:#4e5968;--grey-800:#333d4b;--grey-900:#191f28;
  --blue:#1b64da;--blue-600:#1957c2;--blue-50:#ebf3fe;--blue-100:#d6e7fd;--navy:#0f1a4a;
  --green:#0a9e6d;--red:#e5484d;
  --r-sm:12px;--r-md:16px;--r-lg:24px;--r-xl:32px;
  --ease:cubic-bezier(.16,1,.3,1);
  --shadow:0 2px 6px rgba(25,31,40,.04),0 12px 32px rgba(25,31,40,.08);
  --hd:64px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--hd) + 12px)}
html,body{overflow-x:clip}
body{margin:0;background:var(--bg);color:var(--grey-900);font:400 17px/1.65 'Pretendard Variable',Pretendard,-apple-system,BlinkMacSystemFont,system-ui,sans-serif;word-break:keep-all;overflow-wrap:anywhere;-webkit-font-smoothing:antialiased;letter-spacing:-.01em}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:6px}
.wrap{width:100%;max-width:1080px;margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.num{font-variant-numeric:tabular-nums}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;min-height:52px;padding:0 22px;border-radius:var(--r-md);border:0;font-weight:700;font-size:16px;cursor:pointer;transition:background-color .18s var(--ease),transform .12s var(--ease)}
.btn:active{transform:scale(.97)}
.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue-600)}
.btn-soft{background:var(--blue-50);color:var(--blue)}.btn-soft:hover{background:var(--blue-100)}
.btn-grey{background:var(--grey-100);color:var(--grey-800)}.btn-grey:hover{background:var(--grey-200)}
.btn-white{background:#fff;color:var(--grey-900)}.btn-white:hover{background:var(--grey-100)}
.btn-kakao{background:#fee500;color:#191600}.btn-kakao:hover{background:#f5dc00}
.btn-lg{min-height:58px;padding:0 28px;font-size:17px;border-radius:18px}
.btn-sm{min-height:40px;padding:0 14px;font-size:14px;border-radius:12px}

/* header */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid transparent;transition:border-color .2s}
.hd.scrolled{border-bottom-color:var(--grey-200)}
.hd .wrap{display:flex;align-items:center;height:var(--hd);gap:8px}
.hd .logo{display:flex;align-items:center;margin-right:auto;padding:6px 0}
.hd .logo img{height:30px;width:auto}
.gnb{display:flex;gap:4px;margin-right:12px}
.gnb>li{position:relative;list-style:none}
.gnb>li>a{display:block;padding:10px 14px;border-radius:10px;font-size:15px;font-weight:600;color:var(--grey-700);transition:background-color .15s,color .15s}
.gnb>li>a:hover,.gnb>li>a[aria-current]{background:var(--grey-100);color:var(--grey-900)}
.gnb .sub{position:absolute;left:0;top:100%;min-width:180px;padding:8px;margin:6px 0 0;background:#fff;border-radius:var(--r-md);box-shadow:var(--shadow);border:1px solid var(--grey-100);opacity:0;visibility:hidden;transform:translateY(-4px);transition:opacity .16s var(--ease),transform .16s var(--ease),visibility .16s}
.gnb>li:hover .sub,.gnb>li:focus-within .sub{opacity:1;visibility:visible;transform:none}
.gnb .sub a{display:block;padding:10px 12px;border-radius:10px;font-size:15px;color:var(--grey-800)}
.gnb .sub a:hover{background:var(--grey-100)}
.gnb ul{margin:0;padding:0;list-style:none}
.menu-btn{display:none;width:44px;height:44px;border:0;background:none;border-radius:12px;cursor:pointer;place-items:center}
.menu-btn:hover{background:var(--grey-100)}
@media(max-width:900px){.gnb,.hd .btn{display:none}.menu-btn{display:grid}}

/* mobile sheet */
.sheet{position:fixed;inset:0;z-index:60;background:#fff;display:flex;flex-direction:column;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .2s var(--ease),transform .2s var(--ease),visibility .2s}
.sheet.open{opacity:1;visibility:visible;transform:none}
.sheet .top{display:flex;align-items:center;justify-content:space-between;height:var(--hd);padding:0 20px}
.sheet .top img{height:30px;width:auto}
.sheet nav{flex:1;overflow:auto;padding:8px 20px 24px}
.sheet h3{margin:20px 0 4px;font-size:13px;color:var(--grey-500);font-weight:600}
.sheet nav a{display:flex;align-items:center;min-height:48px;font-size:19px;font-weight:700}
.sheet .bottom{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:12px 20px calc(16px + env(safe-area-inset-bottom))}

/* sections */
.sec{padding:120px 0}
.sec-tight{padding:80px 0}
.grey{background:var(--grey-50)}
.eyebrow{display:inline-block;margin:0 0 14px;font-size:16px;font-weight:700;color:var(--blue)}
.h2{margin:0 0 16px;font-size:clamp(28px,4.2vw,44px);line-height:1.3;font-weight:800;letter-spacing:-.03em}
.lead{margin:0;font-size:clamp(17px,1.8vw,20px);color:var(--grey-600);line-height:1.6}
.center{text-align:center}
.center .lead{margin:0 auto;max-width:36em}
@media(max-width:700px){.sec{padding:88px 0}.sec-tight{padding:64px 0}}

/* hero */
.hero{padding:72px 0 0;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero h1{margin:0 0 20px;font-size:clamp(34px,5vw,56px);line-height:1.22;font-weight:800;letter-spacing:-.035em}
.hero h1 em{font-style:normal;color:var(--blue)}
.hero p{margin:0 0 36px;font-size:clamp(17px,1.9vw,20px);color:var(--grey-600);max-width:28em}
.hero .cta{display:flex;gap:10px;flex-wrap:wrap}
.hero .meta{display:flex;gap:18px;flex-wrap:wrap;margin:28px 0 0;padding:0;list-style:none;font-size:15px;color:var(--grey-600)}
.hero .meta li{display:flex;align-items:center;gap:6px}
.hero .meta svg{color:var(--blue)}
.stack{position:relative;height:520px}
.stack .glow{position:absolute;inset:40px 0 0 40px;background:radial-gradient(60% 60% at 60% 45%,var(--blue-50),transparent 70%)}
.noti{position:absolute;width:min(360px,88%);background:#fff;border-radius:22px;padding:18px 20px;box-shadow:var(--shadow);border:1px solid var(--grey-100)}
.noti .src{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--grey-500);font-weight:600;margin-bottom:8px}
.noti .src i{width:22px;height:22px;border-radius:7px;display:grid;place-items:center;font-style:normal}
.noti .src time{margin-left:auto;font-weight:500}
.noti b{display:block;font-size:17px;line-height:1.4;margin-bottom:4px}
.noti p{margin:0;font-size:15px;color:var(--grey-600);line-height:1.5}
.noti.n1{top:20px;right:0;animation:float 6s var(--ease) infinite}
.noti.n2{top:190px;left:0;animation:float 6s var(--ease) -2s infinite}
.noti.n3{top:356px;right:24px;animation:float 6s var(--ease) -4s infinite}
.chip-d{display:inline-flex;align-items:center;height:26px;padding:0 9px;border-radius:8px;background:var(--blue-50);color:var(--blue);font-size:13px;font-weight:700;margin-left:6px;vertical-align:2px}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@media(max-width:900px){.hero{padding-top:40px}.hero .wrap{grid-template-columns:1fr}.stack{height:420px;margin:0 -4px}.noti.n2{top:160px}.noti.n3{top:300px}}
@media(max-width:420px){.stack{height:400px}.noti{padding:16px}.noti b{font-size:16px}}

/* person */
.person{display:grid;grid-template-columns:420px 1fr;gap:64px;align-items:center}
.person .pic{position:relative;border-radius:var(--r-xl);background:linear-gradient(180deg,var(--blue-50),#f4f8ff);aspect-ratio:1/1.08;overflow:hidden}
.person .pic img{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:96%;height:auto}
.person .badge{position:absolute;left:20px;bottom:20px;background:#fff;border-radius:16px;padding:12px 16px;box-shadow:var(--shadow);font-size:14px;line-height:1.4}
.person .badge b{display:block;font-size:17px}
.creds{display:flex;flex-wrap:wrap;gap:8px;margin:28px 0 32px;padding:0;list-style:none}
.creds li{display:flex;align-items:center;gap:6px;padding:10px 14px;border-radius:12px;background:var(--grey-100);font-size:15px;font-weight:600;color:var(--grey-800)}
.creds svg{color:var(--blue);flex:none}
@media(max-width:900px){.person{grid-template-columns:1fr;gap:36px}.person .pic{max-width:420px;width:100%;margin:0 auto}}

/* service tiles */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:56px 0 0;padding:0;list-style:none}
.tile{display:flex;flex-direction:column;height:100%;padding:28px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--grey-200);transition:transform .2s var(--ease),box-shadow .2s var(--ease),border-color .2s}
.tile:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.tile .ico{width:52px;height:52px;border-radius:16px;background:var(--blue-50);color:var(--blue);display:grid;place-items:center;margin-bottom:22px}
.tile h3{margin:0 0 8px;font-size:21px;font-weight:800;letter-spacing:-.02em}
.tile p{margin:0 0 20px;color:var(--grey-600);font-size:16px;line-height:1.6;flex:1}
.tile .more{font-size:15px;font-weight:700;color:var(--blue);display:flex;align-items:center;gap:2px}
@media(max-width:900px){.tiles{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.tiles{grid-template-columns:1fr;gap:12px;margin-top:40px}.tile{flex-direction:row;flex-wrap:wrap;align-items:center;padding:20px;gap:0 16px}.tile .ico{margin:0;width:48px;height:48px}.tile h3{margin:0;flex:1}.tile p{flex-basis:100%;margin:12px 0 0;font-size:15px}.tile .more{display:none}}

/* refund panel */
.refund{position:relative;border-radius:var(--r-xl);background:var(--navy);color:#fff;padding:64px;overflow:hidden;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.refund::after{content:'';position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(27,100,218,.55),transparent 65%)}
.refund>*{position:relative;z-index:1}
.refund .eyebrow{color:#8db8ff}
.refund .h2{color:#fff}
.refund .lead{color:#c3cbe0;margin-bottom:32px}
.refund .cta{display:flex;gap:10px;flex-wrap:wrap}
.facts{display:grid;gap:12px;margin:0}
.facts div{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 24px;border-radius:20px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.09)}
.facts dt{font-size:16px;color:#c3cbe0}
.facts dd{margin:0;font-size:28px;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
@media(max-width:900px){.refund{grid-template-columns:1fr;padding:40px 24px;border-radius:var(--r-lg)}.facts dd{font-size:24px}}

/* calendar */
.cal{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.next{display:grid;gap:12px;margin:0;padding:0;list-style:none}
.next li{display:flex;align-items:center;gap:16px;padding:20px 22px;border-radius:20px;background:#fff;border:1px solid var(--grey-200)}
.next li:first-child{border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-50)}
.next .dd{flex:none;min-width:68px;height:40px;padding:0 10px;border-radius:12px;background:var(--grey-100);display:grid;place-items:center;font-weight:800;font-size:16px;font-variant-numeric:tabular-nums;color:var(--grey-800)}
.next li:first-child .dd{background:var(--blue);color:#fff}
.next b{display:block;font-size:17px;line-height:1.4}
.next span{font-size:14px;color:var(--grey-500)}
.cal-all{margin:20px 0 0}
.cal-all summary{cursor:pointer;font-weight:700;color:var(--grey-600);font-size:15px;padding:8px 0;list-style:none}
.cal-all summary::-webkit-details-marker{display:none}
.cal-all table{width:100%;border-collapse:collapse;font-size:15px;margin-top:8px}
.cal-all td{padding:12px 0;border-bottom:1px solid var(--grey-200)}
.cal-all td:first-child{font-weight:700;width:100px;font-variant-numeric:tabular-nums}
.cal-all td:last-child{color:var(--grey-500);text-align:right}
@media(max-width:900px){.cal{grid-template-columns:1fr;gap:32px}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin:56px 0 0;padding:0;list-style:none;counter-reset:s}
.steps li{padding:24px;border-radius:var(--r-lg);background:#fff;counter-increment:s}
.steps li::before{content:counter(s);display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:15px;margin-bottom:18px}
.steps h3{margin:0 0 6px;font-size:18px;letter-spacing:-.02em}
.steps p{margin:0;font-size:15px;color:var(--grey-600);line-height:1.55}
@media(max-width:900px){.steps{grid-template-columns:1fr;gap:0;margin-top:36px;background:#fff;border-radius:var(--r-lg);padding:8px 20px}.steps li{display:grid;grid-template-columns:32px 1fr;gap:4px 16px;padding:18px 0;border-radius:0;border-bottom:1px solid var(--grey-100)}.steps li:last-child{border:0}.steps li::before{grid-row:1/3;margin:0}}

/* faq */
.faq{max-width:760px;margin:48px auto 0}
.faq details{border-bottom:1px solid var(--grey-200)}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:24px 4px;cursor:pointer;font-size:18px;font-weight:700;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary svg{flex:none;color:var(--grey-500);transition:transform .2s var(--ease)}
.faq details[open] summary svg{transform:rotate(180deg)}
.faq details p{margin:0;padding:0 4px 24px;color:var(--grey-700);line-height:1.7}

/* final cta */
.final{border-radius:var(--r-xl);background:var(--blue-50);padding:72px 32px;text-align:center}
.final .cta{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:32px}

/* footer */
.ft{background:var(--grey-50);padding:56px 0 calc(56px + env(safe-area-inset-bottom));font-size:14px;color:var(--grey-600);margin-top:120px}
.ft .cols{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}
.ft img{height:28px;width:auto;margin-bottom:16px}
.ft p{margin:0;line-height:1.8}
.ft nav{display:flex;gap:40px;flex-wrap:wrap}
.ft nav h4{margin:0 0 10px;font-size:14px;color:var(--grey-900)}
.ft nav ul{margin:0;padding:0;list-style:none;line-height:2.1}
.ft nav a:hover{color:var(--grey-900)}
.ft .copy{margin-top:40px;padding-top:24px;border-top:1px solid var(--grey-200);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.ft .copy a{font-weight:700;color:var(--grey-800)}

/* mobile bottom bar */
.dock{display:none}
@media(max-width:900px){
  .dock{display:grid;grid-template-columns:1fr 1.4fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:linear-gradient(180deg,rgba(255,255,255,0),#fff 30%)}
  .dock .btn{min-height:54px}
  .ft{padding-bottom:calc(120px + env(safe-area-inset-bottom))}
}

/* sub pages */
.crumb{display:flex;gap:6px;margin:0 0 20px;padding:0;list-style:none;font-size:14px;color:var(--grey-500)}
.crumb li+li::before{content:'/';margin-right:6px;color:var(--grey-300)}
.crumb a:hover{color:var(--grey-800)}
.page-hero{padding:56px 0 72px}
.page-hero h1{margin:0 0 18px;font-size:clamp(32px,5vw,52px);line-height:1.25;font-weight:800;letter-spacing:-.035em}
.page-hero p{margin:0;font-size:clamp(17px,1.9vw,20px);color:var(--grey-600);max-width:34em}
.page-hero .cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:32px}
.def{border-radius:var(--r-lg);background:var(--grey-50);padding:36px;display:grid;grid-template-columns:200px 1fr;gap:24px}
.def h2{margin:0;font-size:22px;letter-spacing:-.02em}
.def p{margin:0;color:var(--grey-700);line-height:1.8}
@media(max-width:700px){.def{grid-template-columns:1fr;padding:28px 22px;gap:10px}}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:40px 0 0;padding:0;list-style:none}
.checks li{display:flex;gap:12px;align-items:flex-start;padding:20px 22px;border-radius:18px;background:#fff;border:1px solid var(--grey-200);font-size:16px;font-weight:600;line-height:1.5}
.checks svg{flex:none;color:var(--blue);margin-top:1px}
@media(max-width:700px){.checks{grid-template-columns:1fr}}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:48px 0 0;padding:0;list-style:none}
.cards3 li{padding:32px 28px;border-radius:var(--r-lg);background:var(--grey-50)}
.grey .cards3 li{background:#fff}
.cards3 .n{display:block;font-size:15px;font-weight:800;color:var(--blue);margin-bottom:14px;font-variant-numeric:tabular-nums}
.cards3 h3{margin:0 0 10px;font-size:20px;letter-spacing:-.02em}
.cards3 p{margin:0;color:var(--grey-600);font-size:16px;line-height:1.65}
@media(max-width:900px){.cards3{grid-template-columns:1fr}}
.list{margin:48px 0 0;padding:0;list-style:none;border-top:1px solid var(--grey-200)}
.list li{display:grid;grid-template-columns:240px 1fr;gap:24px;padding:28px 0;border-bottom:1px solid var(--grey-200)}
.list h3{margin:0;font-size:19px;letter-spacing:-.02em}
.list p{margin:0;color:var(--grey-700);line-height:1.75}
.list small{display:block;margin-top:8px;color:var(--blue);font-weight:700;font-size:15px}
@media(max-width:700px){.list li{grid-template-columns:1fr;gap:8px;padding:22px 0}}
.flow{display:flex;gap:8px;margin:48px 0 0;padding:0;list-style:none;counter-reset:f;flex-wrap:wrap}
.flow li{flex:1 1 140px;padding:20px;border-radius:18px;background:#fff;border:1px solid var(--grey-200);font-weight:700;font-size:16px;counter-increment:f;line-height:1.45}
.flow li::before{content:counter(f,decimal-leading-zero);display:block;font-size:13px;color:var(--blue);margin-bottom:8px;font-variant-numeric:tabular-nums}
.compare{width:100%;border-collapse:separate;border-spacing:0;margin:48px 0 0;font-size:16px;border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--grey-200)}
.compare th,.compare td{padding:18px 20px;text-align:center;border-bottom:1px solid var(--grey-200)}
.compare tr:last-child td,.compare tr:last-child th{border-bottom:0}
.compare thead th{background:var(--grey-50);font-size:15px;color:var(--grey-600)}
.compare thead th.hl{background:var(--blue);color:#fff}
.compare tbody th{text-align:left;font-weight:600;color:var(--grey-700)}
.compare td.hl{background:var(--blue-50);color:var(--blue);font-weight:800}
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:48px 0 0;padding:0;list-style:none}
.team li{border-radius:var(--r-lg);background:var(--grey-50);overflow:hidden}
.team .ph{position:relative;aspect-ratio:1/1;background:linear-gradient(180deg,var(--blue-50),var(--grey-50))}
.team .ph img{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:92%;height:auto}
.team .tx{padding:18px 22px 22px}
.team b{font-size:19px}.team span{display:block;color:var(--grey-600);font-size:15px}
@media(max-width:800px){.team{grid-template-columns:1fr 1fr;gap:10px}.team .tx{padding:14px 16px 16px}.team b{font-size:17px}}

/* form */
.form{max-width:640px;margin:0 auto}
.field{margin:0 0 28px}
.field>label,.field>legend{display:block;margin:0 0 10px;font-size:15px;font-weight:700;color:var(--grey-800);padding:0}
.field .req{color:var(--blue)}
fieldset.field{border:0;padding:0;min-width:0}
.input{width:100%;height:56px;padding:0 18px;border-radius:var(--r-md);border:1.5px solid var(--grey-200);background:#fff;font:inherit;font-size:17px;color:var(--grey-900);transition:border-color .15s}
textarea.input{height:auto;min-height:132px;padding:16px 18px;resize:vertical;line-height:1.6}
.input:hover{border-color:var(--grey-300)}
.input:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-50)}
.input::placeholder{color:var(--grey-400)}
.input[aria-invalid=true]{border-color:var(--red)}
.err{display:none;margin:8px 0 0;font-size:14px;color:var(--red);font-weight:600}
.field.bad .err{display:block}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{position:relative}
.chips input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.chips span{display:inline-flex;align-items:center;min-height:46px;padding:0 18px;border-radius:14px;background:var(--grey-100);font-weight:600;font-size:16px;color:var(--grey-700);transition:background-color .15s,color .15s}
.chips input:checked+span{background:var(--blue);color:#fff}
.chips input:focus-visible+span{outline:2px solid var(--blue);outline-offset:2px}
.more-fields{display:none;padding:24px;border-radius:var(--r-lg);background:var(--grey-50);margin:0 0 28px}
.more-fields.on{display:block}
.more-fields .grid{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}
.more-fields .field{margin-bottom:18px}
@media(max-width:600px){.more-fields .grid{grid-template-columns:1fr}}
.field>label.agree{display:flex;font-weight:500;color:var(--grey-800);margin:0;align-items:flex-start;gap:12px;padding:18px;border-radius:var(--r-md);background:var(--grey-50);font-size:15px;cursor:pointer}
.agree input{width:22px;height:22px;margin:1px 0 0;accent-color:var(--blue);flex:none}
.agree a{color:var(--grey-600);text-decoration:underline;text-underline-offset:3px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.submit{width:100%;margin-top:24px}
.submit[disabled]{opacity:.6;cursor:progress}
.done{display:none;text-align:center;padding:48px 0}
.done.on{display:block}
.done .ok{width:72px;height:72px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;margin:0 auto 24px}
.form-alert{display:none;margin:16px 0 0;padding:16px 18px;border-radius:var(--r-md);background:#fff1f1;color:#b4232a;font-size:15px;font-weight:600}
.form-alert.on{display:block}
.side-contact{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:640px;margin:0 auto 48px}
.side-contact a{display:flex;flex-direction:column;align-items:center;gap:8px;padding:18px 8px;border-radius:var(--r-md);background:var(--grey-50);font-size:15px;font-weight:700;text-align:center}
.side-contact a:hover{background:var(--grey-100)}
.side-contact svg{color:var(--blue)}

/* reveal */
.rv{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv.d1{transition-delay:.08s}.rv.d2{transition-delay:.16s}.rv.d3{transition-delay:.24s}
html:not(.js) .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .rv{opacity:1;transform:none;transition:none}
  .noti{animation:none!important}
  *{transition-duration:0s!important}
}
.compare thead th{white-space:nowrap}
@media(max-width:600px){.compare th,.compare td{padding:14px 10px;font-size:15px}}

/* video guide (refund) */
.guide{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:center;padding:40px;border-radius:var(--r-xl);background:var(--grey-50)}
.guide .lead{margin:0}
.video{position:relative;display:block;width:100%;padding:0;border:0;border-radius:var(--r-lg);overflow:hidden;aspect-ratio:16/9;background:var(--grey-200);cursor:pointer}
.video img{width:100%;height:100%;object-fit:cover;transition:transform .4s var(--ease)}
.video:hover img{transform:scale(1.02)}
.video .play{position:absolute;left:50%;top:50%;width:72px;height:72px;margin:-36px 0 0 -36px;border-radius:50%;background:rgba(25,31,40,.72);color:#fff;display:grid;place-items:center;transition:background-color .18s,transform .18s var(--ease)}
.video:hover .play{background:var(--blue);transform:scale(1.05)}
.video .play svg{margin-left:4px}
.video .vlabel{position:absolute;left:12px;bottom:12px;padding:6px 10px;border-radius:10px;background:rgba(25,31,40,.72);color:#fff;font-size:13px;font-weight:600}
.video iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
@media(max-width:900px){.guide{grid-template-columns:1fr;gap:24px;padding:28px 20px;border-radius:var(--r-lg)}}

/* photo hero (Jamsil skyline) */
.hero-photo{position:relative;padding:96px 0 104px;color:#fff;background:#0f1a4a;isolation:isolate}
.hero-photo .hero-bg{position:absolute;inset:0;z-index:-2}
.hero-photo .hero-bg img{width:100%;height:100%;object-fit:cover;object-position:57% top;filter:brightness(1.18) saturate(1.08)}
.hero-photo::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(16,28,72,.66) 0%,rgba(16,28,72,.4) 45%,rgba(16,28,72,.06) 100%)}
.hero-photo h1,.hero-photo p,.hero-photo .meta{text-shadow:0 1px 16px rgba(8,14,40,.35)}
.hero-photo h1{color:#fff}
.hero-photo h1 em{color:#8ec2ff}
.hero-photo p{color:rgba(255,255,255,.86)}
.hero-photo .meta{color:rgba(255,255,255,.82)}
.hero-photo .meta svg{color:#8ec2ff}
.hero-photo .stack .glow{display:none}
.hero-photo .noti{border-color:rgba(255,255,255,.6);box-shadow:0 12px 40px rgba(5,10,35,.35)}
.btn-glass{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.35);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.btn-glass:hover{background:rgba(255,255,255,.24)}
@media(max-width:900px){
  .hero-photo{padding:56px 0 48px}
  .hero-photo::before{background:linear-gradient(180deg,rgba(16,28,72,.62) 0%,rgba(16,28,72,.42) 45%,rgba(16,28,72,.55) 100%)}
  .hero-photo .hero-bg img{object-position:57% top}
}
.hero-photo .noti{color:var(--grey-900)}
.hero-photo .noti p{color:var(--grey-600);margin:0;font-size:15px}
@media(min-width:901px){
  .hero-photo .wrap{grid-template-columns:1fr 340px;gap:24px}
  .hero-photo .stack{height:480px}
  .hero-photo .noti{width:340px}
  .hero-photo .noti.n1{top:10px;right:0}
  .hero-photo .noti.n2{top:170px;left:auto;right:0}
  .hero-photo .noti.n3{top:330px;right:0}
}
@media(min-width:901px) and (max-width:1180px){.hero-photo .stack{display:none}.hero-photo .wrap{grid-template-columns:1fr}}
@media(max-width:900px){
  .hero{overflow:visible}
  .stack{height:auto;display:flex;flex-direction:column;gap:12px;margin:40px 0 0}
  .noti{position:relative;top:auto!important;left:auto!important;right:auto!important;width:auto;max-width:400px;animation:none!important}
  .noti.n1,.noti.n3{margin-left:20px}
  .noti.n2{margin-right:20px}
}

/* ---- audit fixes ---- */
:root{--grey-500:#6f7987;--grey-600:#5f6a78}
.skip{position:absolute;left:12px;top:-60px;z-index:100;padding:10px 16px;border-radius:12px;background:var(--blue);color:#fff;font-weight:700;transition:top .15s}
.skip:focus{top:12px}
main:focus{outline:0}
.input::placeholder{color:var(--grey-500)}
.err{color:#b4232a}
.sub-l{font-weight:500;color:var(--grey-600);font-size:15px}
.note{margin:14px 0 0;font-size:14px;color:var(--grey-600)}
.grp{margin:20px 0 4px;font-size:13px;color:var(--grey-600);font-weight:600}
.ft .grp{margin:0 0 10px;font-size:14px;color:var(--grey-900);font-weight:700}
.page-hero .eyebrow{color:var(--blue);font-size:16px;max-width:none;margin:0 0 14px}
.page-hero h1,.hero h1,.h2{text-wrap:balance}
.hero-eyebrow{color:#8ec2ff!important;margin-bottom:16px}
.gnb>li>a.on{color:var(--grey-900)}
.gnb .sub::before{content:'';position:absolute;left:0;right:0;top:-10px;height:10px}
.gnb .sub a[aria-current]{color:var(--blue);font-weight:700}
.sheet nav a[aria-current]{color:var(--blue)}
.sheet,.sheet nav{overscroll-behavior:contain}
.map{border-radius:var(--r-xl);overflow:hidden;background:var(--grey-100);aspect-ratio:16/8;min-width:0}
@media(max-width:700px){.map{aspect-ratio:auto;height:320px;border-radius:var(--r-lg)}}
.cards3-2{grid-template-columns:repeat(2,1fr)}
@media(max-width:700px){.cards3-2{grid-template-columns:1fr}}
.cards3{gap:12px}
.card-h{margin:0 0 10px;font-size:18px;letter-spacing:-.02em;line-height:1.45}
.tile-h{margin:0 0 8px;font-size:21px;font-weight:800;letter-spacing:-.02em}
@media(max-width:600px){.tile-h{margin:0;flex:1}}
.related{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0 0;padding:0;list-style:none}
.related a{display:inline-flex;align-items:center;gap:8px;min-height:48px;padding:0 14px 0 8px;border-radius:14px;background:var(--grey-100);font-weight:700;font-size:15px;transition:background-color .15s}
.related a:hover{background:var(--grey-200)}
.related .ico{width:32px;height:32px;border-radius:10px;background:#fff;color:var(--blue);display:grid;place-items:center}
.related .ico svg{width:18px;height:18px}
.facts dd{white-space:nowrap;flex:none}.facts dt{min-width:0}
@media(max-width:400px){.facts div{padding:18px}.facts dd{font-size:22px}}
@media(min-width:901px) and (max-width:1100px){.steps{grid-template-columns:repeat(3,1fr)}}
@media(max-width:420px){.hero .cta .btn,.refund .cta .btn,.page-hero .cta .btn{flex:1 1 100%}}
body:not(:has(.dock)) .ft{padding-bottom:calc(56px + env(safe-area-inset-bottom))}
.team span{font-size:14px}
.crumb a{display:inline-block;padding:12px 4px;margin:-12px -4px}
@media(max-width:900px){
  html{scroll-padding-bottom:calc(96px + env(safe-area-inset-bottom))}
  .ft nav a,.ft p a,.ft .copy a{display:inline-block;padding:10px 0}
  .ft nav ul{line-height:1.4}
  .cal-all summary{padding:12px 0}
}
.grey .lead,.final .lead,.ft{color:var(--grey-700)}
.next span,.cal-all td:last-child,.noti .src,.crumb{color:var(--grey-600)}
.gnb>li.closed .sub{opacity:0!important;visibility:hidden!important}

/* ---- liveliness (subtle) ---- */
.dpill{display:inline-flex;align-items:center;gap:10px;margin:0 0 22px;padding:8px 14px 8px 12px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.28);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);color:#fff;font-size:15px;font-weight:600;transition:background-color .18s}
.dpill:hover{background:rgba(255,255,255,.22)}
.dpill .dot{width:8px;height:8px;border-radius:50%;background:#5ee0a8;box-shadow:0 0 0 0 rgba(94,224,168,.6);animation:pulse 2.4s var(--ease) infinite}
.dpill .dp-d{padding:2px 8px;border-radius:8px;background:#fff;color:var(--navy);font-size:14px;font-variant-numeric:tabular-nums}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(94,224,168,.55)}70%{box-shadow:0 0 0 8px rgba(94,224,168,0)}100%{box-shadow:0 0 0 0 rgba(94,224,168,0)}}

.bubbles{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;max-width:860px;margin:44px auto 0;padding:0;list-style:none}
.bubbles li{padding:12px 18px;border-radius:20px 20px 20px 6px;background:var(--grey-100);color:var(--grey-800);font-size:16px;font-weight:600}
.bubbles li.in{animation:bob 5s var(--ease) calc(var(--i) * -.8s) infinite}
.bubbles li:nth-child(even){border-radius:20px 20px 6px 20px;background:var(--blue-50);color:var(--blue-600)}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}
.answers{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:40px 0 0;padding:0;list-style:none}
.answers li{padding:28px;border-radius:var(--r-lg);border:1px solid var(--grey-200);background:#fff}
.answers .q{margin:0 0 14px;font-size:14px;color:var(--grey-600);text-decoration:line-through;text-decoration-color:var(--grey-400)}
.answers h3{margin:0 0 8px;font-size:20px;letter-spacing:-.02em;color:var(--blue)}
.answers p{margin:0;color:var(--grey-700);line-height:1.65}
@media(max-width:900px){.answers{grid-template-columns:1fr}.bubbles{justify-content:flex-start}.bubbles li{font-size:15px}}

.year{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.year::before{content:'';position:absolute;right:-160px;top:-200px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(27,100,218,.45),transparent 65%)}
.year .wrap{position:relative}
.year .eyebrow{color:#8ec2ff}.year .h2{color:#fff}.year .lead{color:#c3cbe0}
.tl-wrap{margin:56px -20px 0;padding:0 20px;overflow-x:auto;scrollbar-width:none}
.tl-wrap::-webkit-scrollbar{display:none}
.tl{position:relative;display:grid;grid-template-columns:repeat(6,minmax(150px,1fr));gap:12px;margin:0;padding:34px 0 0;list-style:none;min-width:900px}
.tl::before{content:'';position:absolute;left:0;right:0;top:9px;height:2px;background:rgba(255,255,255,.16)}
.tl::after{content:'';position:absolute;left:0;top:9px;height:2px;width:var(--prog,0%);background:linear-gradient(90deg,#8ec2ff,#fff);transition:width 1.4s var(--ease)}
.tl li{position:relative;padding:20px;border-radius:20px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1)}
.tl li::before{content:'';position:absolute;left:20px;top:-31px;width:12px;height:12px;border-radius:50%;background:var(--navy);border:2px solid rgba(255,255,255,.5)}
.tl .mo{display:block;font-size:14px;font-weight:700;color:#8ec2ff;margin-bottom:6px;font-variant-numeric:tabular-nums}
.tl b{display:block;font-size:17px;line-height:1.4}
.tl p{margin:6px 0 0;font-size:14px;color:#c3cbe0;line-height:1.5}
.tl li.hl{background:#fff;color:var(--grey-900);border-color:#fff}
.tl li.hl .mo{color:var(--blue)}.tl li.hl p{color:var(--grey-600)}
.tl li.hl::before{background:#fff;border-color:#fff}
.tl li.now::after{content:'지금';position:absolute;right:14px;top:16px;padding:2px 8px;border-radius:8px;background:#5ee0a8;color:#0b3b29;font-size:12px;font-weight:800}
@media(prefers-reduced-motion:reduce){.dpill .dot,.bubbles li{animation:none!important}.tl::after{transition:none}}

/* ---- design pass 2 ---- */
.sec{padding:104px 0}
@media(max-width:700px){.sec{padding:80px 0}}

/* hero motion */
.hero-photo .hero-bg img{animation:kenburns 22s var(--ease) both}
@keyframes kenburns{from{transform:scale(1.06)}to{transform:scale(1)}}
.hero-photo .wrap>div:first-child>*{animation:rise .8s var(--ease) both}
.hero-photo .wrap>div:first-child>*:nth-child(2){animation-delay:.06s}
.hero-photo .wrap>div:first-child>*:nth-child(3){animation-delay:.12s}
.hero-photo .wrap>div:first-child>*:nth-child(4){animation-delay:.18s}
.hero-photo .wrap>div:first-child>*:nth-child(5){animation-delay:.24s}
.hero-photo .wrap>div:first-child>*:nth-child(6){animation-delay:.3s}
.hero-photo .noti{animation:rise .8s var(--ease) both}
.hero-photo .noti.n1{animation-delay:.35s}.hero-photo .noti.n2{animation-delay:.5s}.hero-photo .noti.n3{animation-delay:.65s}
@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}

/* bento services */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-template-areas:"r r b b" "r r p c" "a a i i";gap:14px;margin:56px 0 0;padding:0;list-style:none}
.b-tax-refund{grid-area:r}.b-bookkeeping{grid-area:b}.b-property-tax{grid-area:p}.b-corporate-consulting{grid-area:c}.b-tax-audit{grid-area:a}.b-incorporation{grid-area:i}
.bento .tile{position:relative;overflow:hidden;background:var(--grey-50);border-color:transparent}
.bento .tile:hover{background:#fff;border-color:var(--grey-200)}
.bento .tile .ico{transition:transform .25s var(--ease)}
.bento .tile:hover .ico{transform:translateY(-2px) rotate(-6deg)}
.bento .tile .more svg{transition:transform .2s var(--ease)}
.bento .tile:hover .more svg{transform:translateX(3px)}
.tile.feat{background:linear-gradient(160deg,#1f4fd1 0%,#0f1a4a 78%);color:#fff;padding:36px;min-height:100%}
.tile.feat:hover{background:linear-gradient(160deg,#2457df 0%,#13205a 78%);border-color:transparent}
.tile.feat .ico{background:rgba(255,255,255,.14);color:#fff}
.tile.feat h3{font-size:28px;margin-bottom:12px}
.tile.feat p{color:#d5dcf2;font-size:17px;max-width:20em;flex:none}
.tile.feat .more{color:#fff;margin-top:auto;position:relative;z-index:1}
.pills{display:flex;flex-wrap:wrap;gap:6px;margin:4px 0 24px;padding:0;list-style:none;position:relative;z-index:1}
.pills li{padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.14);font-size:13px;font-weight:700}
.feat-app{position:absolute;right:-18px;bottom:-120px;width:210px;height:auto;border-radius:28px;box-shadow:0 20px 50px rgba(0,0,0,.35);transform:rotate(-6deg);transition:transform .4s var(--ease)}
.tile.feat:hover .feat-app{transform:rotate(-3deg) translateY(-8px)}
@media(max-width:900px){.bento{grid-template-columns:1fr 1fr;grid-template-areas:"r r" "b b" "p c" "a i"}}
@media(max-width:600px){
  .bento{grid-template-columns:1fr;grid-template-areas:"r" "b" "p" "c" "a" "i";gap:10px;margin-top:40px}
  .tile.feat{flex-direction:column;align-items:flex-start;padding:28px 24px 150px}
  .tile.feat h3{flex:none}
  .tile.feat .more{display:flex}
  .feat-app{width:150px;bottom:-110px;right:12px}
}

/* CEO */
.ceo{background:var(--grey-50)}
.ceo-grid{display:grid;grid-template-columns:440px 1fr;gap:72px;align-items:center}
.ceo-pic{position:relative;margin:0;border-radius:var(--r-xl);overflow:hidden;aspect-ratio:4/4.6;background:radial-gradient(120% 80% at 50% 100%,#2a5be0 0%,#0f1a4a 70%)}
.ceo-pic img{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:100%;height:auto}
.ceo-pic figcaption{position:absolute;left:20px;bottom:20px;padding:12px 16px;border-radius:14px;background:rgba(255,255,255,.95);font-size:14px;color:var(--grey-700)}
.ceo-pic figcaption b{font-size:18px;color:var(--grey-900);margin-right:4px}
.ceo blockquote{margin:0 0 36px;padding:0}
.ceo blockquote p{position:relative;margin:0 0 18px;font-size:clamp(24px,3vw,34px);line-height:1.45;font-weight:800;letter-spacing:-.03em;text-wrap:balance}
.ceo blockquote p::before{content:'“';display:block;font-size:72px;line-height:.6;color:var(--blue);font-weight:800;margin-bottom:10px}
.ceo cite{font-style:normal;color:var(--grey-600);font-weight:600}
.career{display:grid;grid-template-columns:1fr 1fr;gap:0 24px;margin:0 0 32px;padding:0;list-style:none;border-top:1px solid var(--grey-200)}
.career li{display:flex;align-items:center;gap:8px;padding:14px 0;border-bottom:1px solid var(--grey-200);font-size:15px;font-weight:600;color:var(--grey-800)}
.career svg{color:var(--blue);flex:none}
@media(max-width:900px){.ceo-grid{grid-template-columns:1fr;gap:36px}.ceo-pic{max-width:420px;width:100%}.career{grid-template-columns:1fr}}

/* refund with app */
.refund-app{grid-template-columns:1.15fr .85fr;padding:64px 64px 0;align-items:end}
.refund-app>div:first-child{padding-bottom:64px}
.stats{display:flex;gap:28px;flex-wrap:wrap;margin:0 0 32px}
.stats div{padding-right:28px;border-right:1px solid rgba(255,255,255,.16)}
.stats div:last-child{border:0}
.stats dt{font-size:14px;color:#aab4d4;margin-bottom:4px}
.stats dd{margin:0;font-size:28px;font-weight:800;letter-spacing:-.02em;white-space:nowrap;font-variant-numeric:tabular-nums}
.phone{display:flex;justify-content:center}
.phone img{width:300px;height:auto;filter:drop-shadow(0 24px 48px rgba(0,0,0,.4));transform:translateY(24px)}
@media(max-width:900px){.refund-app{padding:40px 24px 0}.refund-app>div:first-child{padding-bottom:0}.stats{gap:16px}.stats div{padding-right:16px}.stats dd{font-size:22px}.phone img{width:220px;transform:translateY(16px)}}

/* steps with connecting line */
.steps-line{position:relative;background:none;padding:0;gap:16px}
.steps-line::before{content:'';position:absolute;left:24px;right:24px;top:40px;height:2px;background:repeating-linear-gradient(90deg,var(--blue-100) 0 8px,transparent 8px 14px)}
.steps-line li{position:relative;background:var(--grey-50)}
.steps-line li::before{position:relative;z-index:1;box-shadow:0 0 0 6px var(--grey-50)}
@media(max-width:900px){.steps-line{background:var(--grey-50);padding:8px 20px}.steps-line::before{left:35px;right:auto;top:30px;bottom:30px;width:2px;height:auto;background:repeating-linear-gradient(180deg,var(--blue-100) 0 8px,transparent 8px 14px)}.steps-line li{background:none}}

/* final CTA */
.final{position:relative;overflow:hidden;background:var(--navy);color:#fff}
.final::before{content:'';position:absolute;left:50%;top:-60%;width:900px;height:600px;transform:translateX(-50%);background:radial-gradient(closest-side,rgba(27,100,218,.55),transparent)}
.final>*{position:relative}
.final .h2{color:#fff}.final .lead{color:#c3cbe0}
.final-tel{display:inline-flex;align-items:center;gap:10px;margin-top:28px;color:#c3cbe0;font-size:16px}
.final-tel svg{color:#8ec2ff}
.final-tel b{color:#fff;font-size:20px;margin-left:6px;font-variant-numeric:tabular-nums}
@media(prefers-reduced-motion:reduce){.hero-photo .hero-bg img,.hero-photo .wrap>div:first-child>*,.hero-photo .noti{animation:none!important}}
.feat-app{width:250px;bottom:-150px;right:28px}
@media(max-width:600px){.feat-app{width:170px;bottom:-100px;right:16px}}
@media(max-width:900px){.refund-app{grid-template-columns:1fr;gap:28px}.refund-app .cta .btn{flex:1 1 auto}}

/* ---- guide (blog) ---- */
.readbar{position:fixed;left:0;right:0;top:0;height:3px;z-index:70;pointer-events:none}
.readbar span{display:block;height:100%;width:0;background:var(--blue);transition:width .1s linear}
.gcat{display:inline-flex;align-items:center;height:30px;padding:0 12px;border-radius:999px;background:var(--blue-50);color:var(--blue);font-size:14px;font-weight:700}
.post-hero{padding:48px 0 40px;border-bottom:1px solid var(--grey-100)}
.post-hero h1{margin:16px 0 14px;font-size:clamp(30px,4.4vw,46px);line-height:1.3;font-weight:800;letter-spacing:-.035em;text-wrap:balance;max-width:20em}
.post-desc{margin:0 0 28px;font-size:clamp(17px,1.8vw,19px);color:var(--grey-600);max-width:40em}
.byline{display:flex;align-items:center;gap:12px}
.byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:top;background:var(--blue-50)}
.byline b{display:block;font-size:16px}
.byline span{font-size:14px;color:var(--grey-600)}
.post-grid{display:grid;grid-template-columns:minmax(0,720px) 280px;gap:64px;justify-content:space-between;padding-top:48px;padding-bottom:40px}
.post-side{position:relative}
.post-side>*{position:sticky;top:calc(var(--hd) + 24px)}
.toc{margin-bottom:16px}
.toc p{margin:0 0 10px;font-size:14px;font-weight:800;color:var(--grey-900)}
.toc ol{margin:0;padding:0;list-style:none;border-left:2px solid var(--grey-100)}
.toc a{display:block;padding:7px 0 7px 14px;margin-left:-2px;border-left:2px solid transparent;font-size:14px;color:var(--grey-600);line-height:1.45}
.toc a:hover{color:var(--grey-900)}
.toc a.on{color:var(--blue);border-left-color:var(--blue);font-weight:700}
.side-cta{padding:22px;border-radius:var(--r-lg);background:var(--grey-50);display:grid;gap:8px}
.side-cta .s-h{margin:0;font-weight:800;font-size:17px}
.side-cta p{margin:0 0 6px;font-size:14px;color:var(--grey-600)}
.side-cta .btn{min-height:46px;font-size:15px}
.post-side .toc{position:static}
.post-side>div.side-cta{top:calc(var(--hd) + 24px)}
.tldr{padding:24px 26px;border-radius:var(--r-lg);background:var(--blue-50);margin:0 0 40px}
.tldr-h{margin:0 0 10px;font-weight:800;color:var(--blue)}
.tldr ul{margin:0;padding-left:20px}
.tldr li{margin:6px 0;color:var(--grey-800);font-weight:600}
.prose{font-size:18px;line-height:1.85;color:var(--grey-800)}
.prose>*:first-child{margin-top:0}
.prose h2{margin:56px 0 16px;padding-top:28px;border-top:1px solid var(--grey-200);font-size:clamp(23px,2.6vw,28px);line-height:1.4;font-weight:800;letter-spacing:-.025em;color:var(--grey-900);scroll-margin-top:calc(var(--hd) + 16px)}
.prose h3{margin:36px 0 10px;font-size:20px;font-weight:800;color:var(--grey-900);scroll-margin-top:calc(var(--hd) + 16px)}
.prose p{margin:0 0 18px}
.prose ul,.prose ol{margin:0 0 20px;padding-left:22px}
.prose li{margin:6px 0}
.prose strong{color:var(--grey-900)}
.prose a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.prose blockquote{margin:24px 0;padding:18px 22px;border-radius:16px;background:var(--grey-50);border-left:4px solid var(--blue);color:var(--grey-800)}
.prose blockquote p:last-child{margin:0}
.tbl{margin:24px 0;overflow-x:auto;border:1px solid var(--grey-200);border-radius:16px}
.tbl table{width:100%;border-collapse:collapse;font-size:15.5px;line-height:1.6;min-width:520px}
.tbl th{background:var(--grey-50);text-align:left;font-weight:700;color:var(--grey-700);padding:12px 16px;border-bottom:1px solid var(--grey-200);white-space:nowrap}
.tbl td{padding:12px 16px;border-bottom:1px solid var(--grey-100);vertical-align:top}
.tbl tr:last-child td{border-bottom:0}
.post-faq,.sources{margin-top:56px}
.post-faq h2,.sources h2{font-size:24px;letter-spacing:-.02em;margin:0 0 8px}
.sources ol{margin:12px 0 0;padding-left:20px;font-size:15px;color:var(--grey-700)}
.sources li{margin:6px 0}
.sources a{color:var(--grey-700);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}
.author{display:flex;gap:18px;align-items:center;margin-top:56px;padding:24px;border-radius:var(--r-lg);border:1px solid var(--grey-200)}
.author img{width:96px;height:96px;border-radius:50%;object-fit:cover;object-position:top;background:var(--blue-50);flex:none}
.author .a-h{margin:0 0 2px;font-size:13px;color:var(--blue);font-weight:700}
.author b{font-size:19px}
.author p{margin:4px 0 8px;font-size:14px;color:var(--grey-600)}
.author a{font-size:14px;font-weight:700;color:var(--blue);display:inline-flex;align-items:center}
.gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0 0;padding:0;list-style:none}
.gcard{display:flex;flex-direction:column;height:100%;padding:24px;border-radius:var(--r-lg);background:var(--grey-50);border:1px solid transparent;transition:background-color .2s,border-color .2s,transform .2s var(--ease)}
.gcard:hover{background:#fff;border-color:var(--grey-200);transform:translateY(-3px)}
.gcard .gcat{align-self:flex-start}
.gcard h3{margin:14px 0 8px;font-size:19px;line-height:1.45;letter-spacing:-.02em}
.gcard p{margin:0 0 16px;font-size:15px;color:var(--grey-600);line-height:1.6;flex:1}
.gmeta{font-size:13px;color:var(--grey-500)}
.glead{display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:center;padding:20px;border-radius:var(--r-xl);background:var(--grey-50)}
.glead img{width:100%;height:auto;border-radius:var(--r-lg)}
.glead h2{margin:14px 0 10px;font-size:clamp(22px,2.6vw,30px);line-height:1.35;letter-spacing:-.03em}
.glead p{margin:0 0 14px;color:var(--grey-600)}
.gchips{display:flex;flex-wrap:wrap;gap:8px;margin:28px 0 0;padding:0;list-style:none}
.gchips a{display:inline-flex;align-items:center;min-height:42px;padding:0 16px;border-radius:14px;background:var(--grey-100);font-weight:700;font-size:15px}
.gchips a:hover{background:var(--grey-200)}
@media(max-width:1000px){.post-grid{grid-template-columns:1fr;gap:0}.post-side{order:-1}.post-side>*{position:static}.toc{display:none}.side-cta{display:none}.gcards{grid-template-columns:1fr 1fr}.glead{grid-template-columns:1fr}}
@media(max-width:600px){.prose{font-size:17px}.gcards{grid-template-columns:1fr}.author{flex-direction:column;align-items:flex-start}.post-hero{padding-top:32px}}
/* guide hub & article extras */
.byline img.org,.author img.org{object-fit:contain;padding:6px;background:#fff;border:1px solid var(--grey-200)}
.inline-cta{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:48px;padding:24px 26px;border-radius:var(--r-lg);background:var(--navy);color:#fff}
.inline-cta .s-h{margin:0 0 4px;font-weight:800;font-size:18px}
.inline-cta p{margin:0;color:#c3cbe0;font-size:15px}
.ic-btns{display:flex;gap:8px;flex:none}
.ic-btns .btn{min-height:46px;font-size:15px}
@media(max-width:700px){.inline-cta{flex-direction:column;align-items:stretch}.ic-btns .btn{flex:1}}
.gsearch{position:relative;max-width:560px;margin:28px 0 0}
.gsearch svg{position:absolute;left:18px;top:50%;transform:translateY(-50%);color:var(--grey-500)}
.gsearch input{width:100%;height:56px;padding:0 18px 0 48px;border-radius:var(--r-md);border:1.5px solid var(--grey-200);font:inherit;font-size:17px;background:#fff}
.gsearch input:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-50)}
.now-box{display:grid;grid-template-columns:auto 1fr;gap:12px 32px;align-items:center;padding:24px 28px;border-radius:var(--r-lg);background:var(--blue-50)}
.now-box ul{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0;padding:0;list-style:none}
.now-box a{display:flex;flex-direction:column;gap:2px;height:100%;padding:14px 16px;border-radius:14px;background:#fff;position:relative;padding-right:34px}
.now-box a b{font-size:15px;line-height:1.45}
.now-box a span{font-size:13px;color:var(--grey-600)}
.now-box a svg{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--blue)}
@media(max-width:900px){.now-box{grid-template-columns:1fr}.now-box ul{grid-template-columns:1fr}}
.gtabs{display:flex;gap:6px;overflow-x:auto;margin:0 0 24px;padding-bottom:4px;scrollbar-width:none}
.gtabs::-webkit-scrollbar{display:none}
.gtabs button{flex:none;min-height:44px;padding:0 16px;border-radius:14px;border:0;background:var(--grey-100);font-weight:700;font-size:15px;color:var(--grey-700);cursor:pointer}
.gtabs button span{color:var(--grey-500);font-weight:600;margin-left:2px}
.gtabs button[aria-selected=true]{background:var(--grey-900);color:#fff}
.gtabs button[aria-selected=true] span{color:var(--grey-400)}
.glead{margin-bottom:6px}
.gempty{padding:40px 0;text-align:center;color:var(--grey-600)}
.gempty a{color:var(--blue);font-weight:700}
.gcats{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:32px;font-size:14px}
.gcats a{color:var(--grey-600);text-decoration:underline;text-underline-offset:3px}
.filtering .glead{display:none}
#glist li[data-lead]{display:none}
.filtering #glist li[data-lead]{display:block}
.prep{display:grid;grid-template-columns:1fr 1fr;gap:8px 20px;margin:0;padding:0;list-style:none}
.prep li{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--grey-800)}
.prep svg{flex:none;color:var(--blue);margin-top:2px}
@media(max-width:700px){.prep{grid-template-columns:1fr}}
.post-grid>*{min-width:0}
.prose,.tldr,.post-faq,.sources{overflow-wrap:anywhere}
@media(max-width:700px){
  .crumb{flex-wrap:nowrap;white-space:nowrap;overflow:hidden}
  .crumb li:last-child{overflow:hidden;text-overflow:ellipsis}
  .post .crumb li:last-child{display:none}
}
/* glossary */
.gl-index{display:flex;flex-wrap:wrap;gap:6px;margin-top:24px}
.gl-index a{display:grid;place-items:center;min-width:44px;height:44px;border-radius:12px;background:var(--grey-100);font-weight:800;color:var(--grey-700)}
.gl-index a:hover{background:var(--grey-200)}
.gl-h{margin:48px 0 8px;font-size:28px;color:var(--blue);scroll-margin-top:calc(var(--hd) + 16px)}
.gl dl{margin:0;border-top:1px solid var(--grey-200)}
.gl-item{display:grid;grid-template-columns:240px 1fr;gap:20px;padding:24px 0;border-bottom:1px solid var(--grey-200);scroll-margin-top:calc(var(--hd) + 16px)}
.gl-item:target{background:var(--blue-50);margin:0 -16px;padding:24px 16px;border-radius:16px}
.gl-item dt{font-size:19px;font-weight:800;letter-spacing:-.02em}
.gl-item dt span{display:block;margin-top:4px;font-size:13px;font-weight:600;color:var(--grey-500)}
.gl-item dd{margin:0}
.gl-item dd p{margin:0;color:var(--grey-800);line-height:1.8}
.gl-links{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:10px!important;font-size:14px}
.gl-links a{display:inline-flex;align-items:center;font-weight:700;color:var(--blue)}
.gl-links a.src{font-weight:500;color:var(--grey-600);text-decoration:underline;text-underline-offset:3px}
@media(max-width:700px){.gl-item{grid-template-columns:1fr;gap:6px}}
